
OE runs Nov 1, 2026 to Jan 15, 2027. Enroll by Dec 15 for Jan 1 coverage. What changed for 2027 and how to prepare.

Outside Open Enrollment, you can still sign up if you had a qualifying life event. A complete list of events and exactly how the process works.

Our 2026 guide to enrolling after Open Enrollment closed: qualifying events, 2026 subsidy changes, and step-by-step instructions.

What changed when the enhanced subsidies expired at the end of 2025, and who was hit hardest in 2026.

OE 2026 ran Nov 1, 2025 to Jan 15, 2026. A look back at what changed for 2026 plans and what enrollees needed to check.
Ask Nora. She can answer most of these questions directly.